Travel insurance is strongly recommended (and in some cases mandatory) for your travels. We offer a variety of policies as we believe that ‘not all size fits all’. Your travel consulant will provide the PDS and details of each option – so you can select which best suits your needs. We encourage you to look at all policies you are comparing in depth, so you are aware of exactly what you will be covered for. A cheaper option may mean the difference between being compensated for any possible claim or being out of pocket extensively. We have seen and heard too many horror stories and the safety of our clients is our priority. If the worst happens, you want to ensure you are given medical assistance by a first world hospital, not just the closest one. By purchasing your travel insurance here at Jayes we can also assist you throughout the claims process or you can claim online as you are travelling.
What is a pre-existing medical condition? What do I need to disclose?
A pre-existing medical condition, is anything which at the time of purchasing your policy is… Chronic, Displaying symptoms, Under investigation, Pending follow up consultation, treatment or surgery (or where these are recommended or planned), Metastatic, Terminal OR in the six months prior to the time you buy the policy there has been – Treatment by a medical practitioner, Medication prescribed or Surgery.
Many policies cover you for over 40 medical conditions automatically. But it’s important to tell your travel consultant all things that could be pre-existing, so that we can ensure you are adequately covered.
Will my policy cover COVID-19?
Every insurance policy will be different. When you purchase your policy with Jayes Travel, the following COVID-19 will apply.
If you contract COVID-19 while travelling, you will be covered for:
You will be covered for the irrecoverable value of cancelled travel bookings if:
After you’ve left home, you will be covered for additional travelling expenses and a prorata refund of forfeited bookings if:
But certain circumstances aren’t covered and it’s important to be aware of these.
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Please note that all above advice is subject to change. Cover is subject to conditions, exclusions, limits and sub-limits of the policy. Policies may not be available to all travellers. Limits, sub-limits, conditions, exclusions and fees apply.